Trader Joe's class action settlement could pay you $102. Who's eligible?

Some Trader Joe's customers may be eligible for a payout as part of a $7.4 million settlement in a class action lawsuit against the grocery chain.

Earlier this year, Trader Joe's agreed to settle a class action lawsuit filed in 2019 that alleged the company violated the Fair and Accurate Credit Transactions Act (FACTA) at some of its stores.

According to filings in the case, the plaintiff, Brian Keim, alleged that some Trader Joe's stores printed transaction receipts that included the first six and last four digits of customers' credit or debit card numbers, making them susceptible to identity theft.

Trader Joe's denies the suit's allegations and any wrongdoing, but agreed to settle the case to avoid further litigation. It also said that no customers have reported identity theft based on the allegations in the suit, according to a court notice.

Here's what to know about the settlement, including who's eligible for a payout.

What is the Trader Joe's class action settlement about?

In July 2019, Keim made a purchase using his debit card at a Trader Joe's store in Florida. He alleged that he was given a receipt bearing the first six and last four digits of his debit card, putting him at risk for identity theft, according to the complaint.

Under FACTA, businesses are prohibited from printing more than the last five digits of a customer's credit or debit card on receipts to prevent identity theft.

The plaintiff alleged that a receipt bearing more than those five digits exposes cardholders to identity theft if the receipt is discarded or lost and ends up in the hands of a criminal.

According to the settlement notice, Trader Joe's said that not all stores printed receipts displaying the first six and last four digits of the card number. In those stores that did, only a small number of transactions involved these types of receipts.

Though both the plaintiff and Trader Joe's have agreed to the settlement, it still has to be approved by a court. A hearing is set for August.

Who is eligible for money in Trader Joe's settlement?

Not all Trader Joe's customers are eligible for a portion of the settlement.

According to the settlement website, the settlement class only includes customers who, between March 5, 2019 and July 19, 2019, made a purchase at a Trader Joe's store using their credit or debit card and received a receipt that displayed the first six and last four digits of the card number.

Trader Joe's customers who are not sure whether they are included in the settlement class can visit the settlement website for more information, call the settlement hotline at 1-888-444-7415 or write to the claims administrator at the following address:

Keim v. Trader Joe’s Settlement AdministratorP.O. Box 301134Los Angeles, CA 90030-1134

How to file a claim in Trader Joe's settlement

Trader Joe's customers who think they are eligible for money from the settlement can submit a claim now until June 9.

To submit a claim, fill out the form on the settlement website.

Customers who have a Class ID number, can also submit their settlement forms by mail to the same address noted above.

How much money can you get from Trader Joe's settlement?

Each eligible claimant will receive a share of the settlement fund. The amount will depend on the number of valid claims submitted and the amount remaining in the fund after portions are distributed to pay attorneys, expenses and other fees.

According to the settlement website, the plaintiff estimates each eligible claimant will receive $102.45 from the settlement.

Checks will go out within 10 business days after the settlement final approval is granted, barring any appeals. The settlement check can be cashed up to 180 days after the issuance date.

Melina Khan is a national trending reporter for USA TODAY. Keep up with her on X @melinakh and Instagram @bymelinakhan.